Commercial Insurance

Our policies cover a variety of real estate properties with up to 300 units. We work with managing agents to simplify the insurance process and our programs  include flexibility for multiple location packages as well.

Our experience owning condos/ co ops, serving on association boards, and insuring individual units provides us with a unique perspective on managing these programs. For our clients, we work alongside many boards and managing agents to place coverage not limited to Property Liability, D&O, Worker’s Compensation, Flood, Crime,and Umbrella Policies.

Coverage specialization ranges from 1 and 2 story manufacturing structures to high rise offices.

We have experience working with manufacturers, distributors, and a variety of businesses to supply premises and product liability.

Protect your building, business stock, furniture, along with property in transit. We take into consideration construction type, location, and occupancy to factor which insurance product and type will most adequately cover your needs. Coverage is included for a variety of structures such as coastal locations, aged buildings, and more.

This policy is state mandated and required by law. Some businesses have their payroll provider coordinate this policy, however this leaves options limited to 1-2 insurance companies. We have access to dozens of carriers specializing in a policy best suited for you and your employees.

From a fleet of delivery cans to the CEO’s personal business vehicle, receive extensive insurance coverage for your business auto needs.

A combination of coverage protecting you from a variety of risks that arise from the responsibilities of managing a business. Customized packages may include Professional Liability, Employment Practices Liability, Directors & Officers liability, E&O, Crime, and Cyber Liability depending on the policy.

For certain professions such as doctors, lawyers, accountants, IT consultants, and real estate agents, failure to meet industry standards  could result in substantial loss. Shield yourself from potential errors and omissions you may cause.

We find this is a growing exposure in today’s world particularly for organizations with sensitive customer information. Safeguard your organization against data breaches, employee electronic theft, malware, hacker theft, ransomware, and more.

Coverage for larger liability losses to protect yourself and your assets from life’s unpredictable- and deeply inconvenient -  emergencies. We have capabilities to place $1- $5MM in excess liability limits and up to $100MM limits within certain industries.

Essential for business or nonprofits who have exposure to take a stakeholder as a result of serving as a director or officer to a business or organization. We provide coverage from Board of Directors decisions or other factors may cause personal loss